Teller
Banking · accounts, transfers, cards, deposits
A statement you can actually read.
Your balance first, then every entry of the month in plain words, with the balance it left behind. No offer carousel between you and your money.
19Sep
GroceriesUPI
Kovai Fresh · vegetables for the week
18:44 · UPI/3308 7720
−1,4681,42,380
One row: what it was, how it moved, and what you were left with.
9:41
Teller
Savings ••6710·Adyar, Chennai2 accounts
₹1,42,380as on 19 Sep, 6:44 pm
In ₹1,36,199· Out ₹1,37,299·₹1,100 more went out
₹3,00,000Deposit ••8821
₹3,34,632 on 12 Sep 2027
₹28,412Card ••4291
Due 28 September, nothing carried yet
Search 314 entries — try “petrol, July”
SeptemberAugustLast 6 monthsOnly money in
DateWhat it wasAmount · balance after
Accounts
Transfer
Cards
Deposits
9:41
Check before you sendStep 3 of 3
KR
Kavitha Ramanathan
Name confirmed by Northshore Bank
A/C ••••4417IFSC NRSB0004112
You typed the number. Their bank sent the name back.
₹85,000eighty-five thousand only
ForHalf of the Kodaikanal plot registration
How it should go
Instant, on the IMPS rail₹5.90
Under a minute, any hour. ₹5 charge plus ₹0.90 GST.
NEFT, next batch at 7:30 pmNo charge
Amount₹85,000
IMPS charge and GST₹5.90
Leaving Savings ••6710₹85,005.90
Balance after this₹57,374.10
Hold to send ₹85,005.90
Wrong account? Call a person.
1800 200 6100 within 30 minutes and the branch will try to recall it.
Accounts
Transfer
Cards
Deposits
What the category has settled on
Eleven blocks on the home screen. Two of them are your money.
The balance sits behind a tap. Three transactions, then “view all”. The full statement is four taps and two menus further in, and when you reach it every line reads UPI/DR/8842190/XX8821.
4 taps
to reach the statement
9 of 11
blocks are selling something
0
lines you can read out loud
A bank app should open on your money and your statement, not on an offer.
Teller keeps what the category is good at — transfers that land, cards you control, deposits that pay — and puts the statement back on the first screen.
Offer banner
Auto-rotating, 5 of them
Sixteen service tiles
Scratch card
Expires in 04:58
Refer and earn
₹250 each
Pre-approved loan
₹5,00,000 · limited time
Invest now
Buy insurance
Your balance
Hidden. Tap the eye to see it.
Recent transactions
Three rows, then “view all”
Statement
More › Accounts › Passbook › Statement
HomePayOffersInvestMore
A made-up home screen, drawn to show the habit.
It is not any real bank’s app.
It is not any real bank’s app.
9:41
Teller
Savings ••6710·Adyar, Chennai2 accounts
₹1,42,380as on 19 Sep, 6:44 pm
In ₹1,36,199· Out ₹1,37,299·₹1,100 more went out
₹3,00,000Deposit ••8821
₹3,34,632 on 12 Sep 2027
₹28,412Card ••4291
Due 28 September, nothing carried yet
Search 314 entries — try “petrol, July”
SeptemberAugustLast 6 monthsOnly money in
DateWhat it wasAmount · balance after
Accounts
Transfer
Cards
Deposits
The balance, then the month, on one screen.
Nothing above it
The balance is the first figure on the page, with the month's in and out beside it.
What else you hold
The deposit and the card bill, in full — ₹3,34,632 due in 2027.
Months, not menus
The statement itself
Searchable, and every row readable in one line with the balance after it. It is the page, not a tab.
25entries between 1 and
19 September, running
to ₹1,42,380.
19 September, running
to ₹1,42,380.
Their bank says the name. We say the charge.
9:41
Check before you sendStep 3 of 3
KR
Kavitha Ramanathan
Name confirmed by Northshore Bank
A/C ••••4417IFSC NRSB0004112
You typed the number. Their bank sent the name back.
₹85,000eighty-five thousand only
ForHalf of the Kodaikanal plot registration
How it should go
Instant, on the IMPS rail₹5.90
Under a minute, any hour. ₹5 charge plus ₹0.90 GST.
NEFT, next batch at 7:30 pmNo charge
Amount₹85,000
IMPS charge and GST₹5.90
Leaving Savings ••6710₹85,005.90
Balance after this₹57,374.10
Hold to send ₹85,005.90
Wrong account? Call a person.
1800 200 6100 within 30 minutes and the branch will try to recall it.
Accounts
Transfer
Cards
Deposits
Not typed by you
The payee name came back from Northshore Bank.
Priced before the tap
₹5 plus ₹0.90 GST, and the minute it takes.
The balance after
₹57,374.10, worked out for you.
A person to call
Thirty minutes to reach the branch, on a printed number.
9:41
Cards1 of 2
August bill, due 28 September
₹28,412
The minimum due is ₹1,421. Paying only that costs you.
The other ₹26,991 charges 3.4% a month — about ₹918 next month, 49.4% a year if it rolls.
Freeze this card
Stops new payments at once
Online and app payments
Every site, every app
Tap to pay in shops
Up to ₹5,000 without a PIN
Use outside India
Off since you came back in June
Your September limit₹41,870 of ₹1,50,000
Bank limit ₹3,50,000 — never raised without asking you.
Accounts
Transfer
Cards
Deposits
Freeze it in a second. Read the minimum due before you pay it.
The card, drawn at full size
Bill due 28 September₹28,412
Minimum due₹1,421
Pay only that and ₹26,991 starts charging 3.4% a month — about ₹918 next month, and 49.4% a year if it keeps rolling.
Freeze, international use, tap limits and the cash charge all sit on the card’s own page — not four levels inside settings.
Last month’s bill, ₹12,640, was paid in full on 10 September — line 14 of the statement.
9:41
Deposits & borrowing
Money you have put awayOpen another
Fixed deposit ••8821
18 months at 7.35%, compounded quarterly
3,00,000 × (1 + 7.35% ÷ 4)6
₹3,34,632on 12 September 2027
₹34,632 of interest on ₹3,00,000.
191 of 549 days
Break it today and you get ₹3,09,184
Recalculated at 5.85% after the 1% penalty — you give up ₹25,448.
Borrowing, if you ask for itRates
Personal loan you qualify for
₹4,00,000 over 36 months at 13.75% reducing
The interest you would pay, in rupees₹90,428
13,623 × 36 instalments₹4,90,428
Less what you borrowed− ₹4,00,000
Interest₹90,428
Processing fee with GST₹4,720
₹3,95,280 reaches your account. After 12 instalments, closing it early costs nothing. Not sure? The Adyar branch will sit with you.
Accounts
Transfer
Cards
Deposits
The maturity maths, and what breaking it costs.
A deposit is a promise about a date. Teller shows the date, the formula and the answer — and what you lose if you take the money out early.
3,00,000 × (1 + 7.35% ÷ 4)6
₹3,34,632
on 12 September 2027 — ₹34,632 of interest on ₹3,00,000, held 18 months.
Broken today, 191 days in₹3,09,184
Recalculated at 5.85% after the 1% penalty. You would give up ₹25,448.
The loan sits under the deposit, not on the home screen.
You reach it by opening this page. There is no countdown and no banner.
₹4,00,000 over 36 months13.75% reducing
Instalment, 36 times₹13,623
Interest, in rupees₹90,428
Fee and GST, taken up front₹4,720
The honest statement line
One row says what it was, and what you were left with.
DateWhat it wasAmount · balance after
10Sep
Card bill, AugustAuto
Teller Aura ••4291 · paid in full, nothing carried
00:05 · ACH/AURA/AUG
−12,6401,57,531
15Sep
Rent from the portionIMPS
S. Ramesh · ground floor, September
09:15 · IMPS/2204 7731
+9,5001,51,470
19Sep
GroceriesUPI
Kovai Fresh · vegetables for the week
18:44 · UPI/3308 7720
−1,4681,42,380
What it actually was
Written the way you would say it, not the way the rail logs it — and how it moved, in the same six words everywhere.
The balance after
So any row can be checked against the one above it.
What a statement usually prints
10/09 ACH/DR/AURA4291/CC-PAYMT
/889201/CHN 12640.00 Dr
/889201/CHN 12640.00 Dr
What Teller prints
Card bill, August
Teller Aura ••4291 · paid in full, nothing carried
Teller Aura ••4291 · paid in full, nothing carried
Every row in the September statement reconciles to ₹1,42,380.Teller · a Goat Scale concept
Teller
Your money should be able to explain itself.
Savings ••6710
Aravind Sekar · 1 Sep to 19 Sep 2026
16−2,9051,48,565
17−1,1981,47,367
18−1,9761,44,488
19−6401,43,848
19−1,4681,42,380
Balance on the evening of 19 Sep 2026
25 entries, all of them printed
₹1,42,380
Teller is a bank app built around the statement — the one page you actually came for.
A Goat Scale conceptTellerA loan offer, written out
₹4,00,000 over 36 months at 13.75% is not a number anyone can feel.
This is:
₹90,428
of interest, in rupees, on top of what you borrowed.
Instalment of ₹13,623, 36 times₹4,90,428
everything that leaves your account
Less the money you were given− ₹4,00,000
Interest₹90,428
Processing fee and GST, taken up front₹4,720
₹3,95,280 is what reaches you
What ₹4,00,000 costs you₹95,148
Teller only shows this when you open the deposits page. No countdown, no home-screen banner, and a branch appointment one tap away.
EMI = P·r·(1+r)^n / ((1+r)^n − 1), r = 13.75% ÷ 12, n = 36
TellerBanking · the pieces it is built from
Six colours, and the amber is only ever a warning
Spruce
#0A201D
Dark grounds
Ink
#102A26
Every figure
Teal
#0C6C5E
The only accent
Sea
#57A99B
Dots and rules
Frost
#F2F5F2
The app surface
Amber
#9C5A11
Warnings, never red
Instrument Sans carries the whole bank
₹1,42,380
600 · figures500 · labels400 · prose
0123456789 — tabular, always
Roboto Mono NRSB0004112 18:44 · UPI/3308 7720
Mono is kept for strings a machine wrote.
Controls
SeptemberAugust
Hold to send
Minimum due is a trap
The rest starts charging 3.4% a month.
Search 314 entries
Deposit held191 of 549 days
The statement line, at the size it ships
19Sep
GroceriesUPI
Kovai Fresh · vegetables for the week
18:44 · UPI/3308 7720
−1,4681,42,380
15Sep
Rent from the portionIMPS
S. Ramesh · ground floor, September
09:15 · IMPS/2204 7731
+9,5001,51,470
Rules the app keeps
The balance is never hidden behind a tap.
Every charge is named in rupees before the button.
A loan is only ever shown where you went looking for one.
Amber warns. Nothing in the app is red.
Icons, drawn at 24 on a 1.8 stroke
Statement
Transfer
Card
Deposit
Freeze
Abroad
Confirmed
Caution
Timing
Locked
Search
Dates
A bank app should open on your money and your statement, not on an offer.Designed by Goat Scale