Split
Who owes whom, sorted before you're home.
Trips, flats and Friday lunches. Twelve debts become four, and UPI does the rest.
4
payments, not 12
9:41
Hi Meera
Your groups
Overall, you are owed
₹2,950
Owed to you ₹4,100You owe ₹1,150
3 active groupsNew group
Goa trip
14–18 Aug · ₹58,200 spent
You get
₹3,860
Flat 4B
Rent, power, Wi-Fi · Sept
You owe
₹1,150
Office lunch
Fridays · 5 people
+2
You get
₹240
Pondy weekend
All settled on 2 Sep
₹0
Groups
Activity
Friends
Settle
Goa was five days. The money chat is on week five.
Six friends, a villa, scooters and a lot of seafood. Nobody knows who paid for what, and asking for your ₹2,340 now feels rude.
Arjun
Who paid for the scooters? ₹3,000 of that is on my card
19 Aug, 10:12 am
Karthik
Didn't Meera pay the villa deposit? Or was that Sneha
19 Aug, 10:40 am
Farhan
I'll just send everyone ₹2k and we call it even?
23 Aug, 9:05 pm
Sneha
Farhan that is not how any of this works
23 Aug, 9:06 pm
Priya
Can someone please make a spreadsheet
2 Sep, 11:58 pm
Draft to Priya, unsent for 17 days
Hey! Sorry to ask, but about the ₹2,340 from Goa
Every group, one number.
9:41
Hi Meera
Your groups
Overall, you are owed
₹2,950
Owed to you ₹4,100You owe ₹1,150
3 active groupsNew group
Goa trip
14–18 Aug · ₹58,200 spent
You get
₹3,860
Flat 4B
Rent, power, Wi-Fi · Sept
You owe
₹1,150
Office lunch
Fridays · 5 people
+2
You get
₹240
Pondy weekend
All settled on 2 Sep
₹0
Groups
Activity
Friends
Settle
What you are owed overall.
Across the trip, the flat and office lunch.
Goa trip: you get ₹3,860 back.
Six friends, 64 expenses, one balance.
Flat 4B rent, sorted monthly.
Red means you owe. No guessing.
Split the dinner by what each person ate.
9:41
New expenseSave
Dinner at Tide & Toddy
Palolem · Sat, 15 Aug · Goa trip
₹4,800
Paid by
Arjun
Equally
Shares
By item
13 items from the billAll ₹4,800 assigned
You
Prawn balchão, fresh lime soda
₹760
Arjun
Pork vindaloo, 2 draught beers
₹1,020
Priya
Veg xacuti, sol kadhi
₹560
Karthik
Kingfish thali, draught beer
₹910
Sneha
Butter garlic crab, sol kadhi
₹890
Farhan
Chicken cafreal, fresh lime soda
₹660
Arjun gets ₹3,780 back from 5 friends
Groups
Activity
Friends
Settle
Tide & Toddy
Palolem Beach · Table 12 · 15 Aug, 9:40 pm
Prawn balchão
640
Fresh lime soda ×2
240
Pork vindaloo
580
Draught beer ×3
660
Veg xacuti
420
Sol kadhi ×2
280
Kingfish thali
690
Butter garlic crab
750
Chicken cafreal
540
Total, incl. taxes₹4,800
Tap an item, tap a face. Arjun paid ₹4,800, and each friend owes him only for their own plate.
Priya pays you ₹2,340. That's the whole message.
9:41
Settle up
Goa trip · 6 people
Simplified: 12 payments to 4
4
payments
Priya pays you
₹2,340
Sneha pays you
₹1,520
Farhan pays Arjun
₹3,860
Karthik pays Arjun
₹2,260
Request ₹3,860 on UPI
Groups
Activity
Friends
Settle
Paid on UPI
₹2,340
Priya to Meera · 7:42 pm
Priya is all square on the Goa trip
Four payments instead of twelve.
Everyone gets the same amount back.
Goa, 14 to 18 August
₹58,200
The whole trip on one page, ready to screenshot to the group.
Who fronted the money
Paid on the trip, against each person's share.
You paid₹13,400
Gets back ₹3,860
Priya paid₹7,080
Owes ₹2,340
Farhan paid₹6,040
Owes ₹3,860
Arjun paid₹16,300
Gets back ₹6,120
Karthik paid₹7,600
Owes ₹2,260
Sneha paid₹7,780
Owes ₹1,520
9:41
Trip summary
Goa trip · 14–18 Aug · 5 days
₹58,200
₹9,700 each on average, 64 expenses
Stay37%₹21,600
Food and drinks28%₹16,400
Scooters and cabs20%₹11,800
Activities10%₹5,900
Other4%₹2,500
Each person's shareBy item and equal splits
You
₹9,540
Priya
₹9,420
Farhan
₹9,900
Arjun
₹10,180
Karthik
₹9,860
Sneha
₹9,300
4 payments left to settleSettle up
Groups
Activity
Friends
Settle
Twelve debts in. Four payments out.
Split nets out who owes whom across all 64 expenses, then finds the fewest payments that settle it.
Before: 12 payments
4
After: 4 payments
Same balances either way
You
+₹3,860
Priya
−₹2,340
Farhan
−₹3,860
Arjun
+₹6,120
Karthik
−₹2,260
Sneha
−₹1,520
Get paid back. Stay friends.
Split keeps track of every bill and asks for the money, so you never have to.
₹2,340
Priya paid you on UPI, 7:42 pm
Split
Bills for friends, flats and trips
A Goat Scale concept
Four payments, nobody pays twice.
Six friends, 64 expenses, ₹58,200 in Goa. Twelve IOUs net down to this, and each person who owes money sends exactly one.
The whole settlement, on UPIGoa trip, 14 to 18 August
Priya
−₹2,340 overall
₹2,340
You
+₹3,860 overall
Sneha
−₹1,520 overall
₹1,520
You
+₹3,860 overall
Farhan
−₹3,860 overall
₹3,860
Arjun
+₹6,120 overall
Karthik
−₹2,260 overall
₹2,260
Arjun
+₹6,120 overall
Then all six balances read zero.
₹0
₹0
₹0
₹0
₹0
₹0
Split
Bills for friends, flats and trips
A Goat Scale concept
Split design system
Warm like a beach trip, exact like a ledger.
Sunset coral
#FF6B57
Lagoon teal
#0E8C8A
Beach sand
#F4E3C8
Deep plum
#3B1E3F
Blush
#FFD9CF
Sun
#FFC24B
Aa
Rubik 700–800
Display, amounts, names
₹58,200 · ₹2,340
Aa
Nunito 700–800
Body and UI
Priya pays you, then it's done.
Request ₹3,860 on UPI
Equally
Shares
By item
Simplify debts
You are owed ₹3,860You owe ₹1,150
Designed by Goat Scale